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Kelly Kaneski, CA Insurance License #0C47001, Blaine Johnson, CA Insurance License # 0G27275, and Theodore Young, CA Insurance License #0768386, are agents collectively licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of FL, CA, CO, ID, NC, NY, NV, OR, TX, WA. No insurance business may be conducted outside the specific states referenced.

Kelly Kaneski, Blaine Johnson, and Theodore Young are collectively Registered Representatives for YLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency (301) 214-6600. In this regard, this communication is strictly intended for individuals residing in the states of FL, CA, CO, MI, NC, NV, NY, OR, TX, WA. No offers may be made or accepted from any resident outside the specific states referenced.

Kelly Kaneski and Theodore Young are also separately registered as Investment Adviser Representatives, under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the states of CA, CO, NV, AZ, OR & WA. As such, these services are strictly intended for individuals residing in CA, CO, NV, AZ, OR & WA.

NYLIFE Securities LLC and Eagle Strategies LLC are New York Life companies.

Kaneski Associates is not owned or operated by NYLIFE Securities LLC or its affiliates.

Kaneski Associates does not render tax, legal or accounting advice. Please consult your professional advisors regarding your particular situation before determining any appropriate course of action.